Richard P. Moran, CFP®

Paul Heising, MBA, CFP®

Lisa McElravey, CFP®

Robert H. Sowder, CFS®, AIF®

21250 Hawthorne Boulevard
Suite 560
Torrance, CA 90503
phone (310) 406-3080
toll-free (866) 406-3080
fax (310) 406-3082
www.smarterdecisions.com

Rich Moran, CFP: rpmoran@smarterdecisions.com
Paul Heising, MBA, CFP: heising@smarterdecisions.com
Lisa McElravey, CFP: lmcelravey@smarterdecisions.com
Robert H. Sowder, CFS: rsowder@smarterdecisions.com
CA

Newsletters

This article discusses economic forecasts for 2026 and the trends that are influencing them, including surging AI investment.

Considering some important issues now could provide more options in the event of early retirement.

It’s a good idea to regularly review beneficiary designations to be sure they are complete and reflect current wishes.

In addition to advancing philanthropic goals, strategic charitable donations may offer tax advantages.

Compare the potential future value of tax-deferred investments to that of taxable investments.

Determine whether you should consider refinancing your mortgage.

Estimate the annual required distribution from your traditional IRA or former employers retirement plan after you turn age 73.

Estimate the potential cost of waiting to purchase a long-term care insurance policy.